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HAZARD INSURANCE
Insurance protecting the insured from damage or loss on property due to hazards such as fire, wind, vandalism, water. 

HOME EQUITY LOAN
A loan made to a borrower based on the equity value of the home. 

HOME WARRANTY
A type of insurance that covers repairs to specific parts of a house for a specific period of time. 

HOMEOWNER’S INSURANCE
A policy insuring against “multiple perils” made available to homeowners. 

HUD
Acronym for the U.S. Department of Housing and Urban Development, which administers many housing programs from rented subsidy assistance to homeownership. Also ensures fair housing in real estate transactions. 

HUD-1 SETTLEMENT STATEMENT
A form that itemizes the closing costs associated with purchasing a home.